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| Payment Gateway |
If you have investigated launching an E-commerce venture, you would probably have noticed the steep learning curve and the daunting complexity involved. The exorbitant costs of E-commerce payment gateway solutions provided by financial institutions in India, the sheer volume of different software components and the challenge of integrating them can discourage anyone from venturing into an online business. |
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payment gateway to transact online business, in a way
that you always wanted to: simple, fast, secure,
affordable and complete. CCAvenue is the only
organization that has tie-ups with all major online
banks and credit card gateways. With CCAvenue, you are
open for business to ANYONE, ANYWHERE, ANYTIME
regardless of geographical boundaries, contingencies and
astronomical operational retailing costs. CCAvenue's
payment gateway services offer Indian merchants an
outstanding global platform to cost effectively enter
the digital economy. Shall you need higher and customized packages,
feel free to contact our Sales Manager at info@wesion.com |
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| Key Features |
- All Major
International and Indian credit cards are processed.
- Our
Payment Gateway ALSO processes credit cards "Valid
only in India & Nepal".
- Additionally, Indian customers can also pay
through their Indian bank accounts.
- No
Merchant Account or Special Bank Account is necessary
for the sub-merchant.
- Quick
& Easy Integration of the Payment Gateway in your
site.
- Payment
Gateway is VeriSign 128 bit Secure.
- Our
Payment Gateway Offers 'Authorize & Capture' and
other facilities.
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Options for Accepting Online
Payments
You
can accept the following credit cards using our Payment
Gateway: Visa, Master card, American Express, Diners
Club, JCB and Citibank E-Cards issued in India or
anywhere else in the world. If a CCAvenue sub merchant
has signed up under the economy scheme he gets Rs 93/-
in hand for every Rs 100/- worth of his transaction,
done on a credit card by his customer. If a CCAvenue sub
merchant has signed up under the premium scheme he gets
Rs 95/- in hand for every Rs 100/-, worth of his
transaction done on a credit card by his customer.
Nothing more is payable by the sub merchant in both
instances.
Through a direct debit of an online bank account
in India. We currently support HDFC Bank, Citibank,
ICICI infinity, UTI iConnect, IDBI, Global Trust bank,
Federal Bank, Bank of Punjab, Centurion Bank, Kotak
Mahindra Bank& Punjab National Bank customers. This
means that a customer who has an Internet enabled
account from any of these banks may use his bank account
for paying any CCAvenue sub merchant. When a CCAvenue
merchant receives payment through this route he gets Rs
96/- for every Rs 100/- worth of transaction done by his
customer, irrespective of the type of scheme he has
subscribed to i.e. economy or premium. Nothing more is
payable by the sub merchant.
Both payment modes are entirely different and
hence cannot be clubbed together. To get your payments
you need to "capture" your transaction from the
accounting module. When a transaction is successful from
the payment gateway this is reflected in your account
with CCAvenue in pending mode. You as the merchant will
have to log-in to your account on www.ccavenue.com and
mark the transaction as shipped / executed and entering
relevant data. |
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Choose your pay-out
mode
Sub-Merchants holding an account with
the following banks can opt for direct credit to their
accounts with any branch in the country by requesting us
to deposit a Mumbai cheque: HDFC Bank Limited, ICICI
Bank Limited , UTI Bank Limited, Citibank, Standard
Chartered ANZ Grindlays, Global Trust Bank, Centurion
Bank, ABN Amro Bank, IDBI Bank and any other bank which
allows us to deposit cheques to your current / personal
account directly from Mumbai. OR Citibank at par cheque
payable as a local cheque in your city dispatched on
Friday evening by courier.
Minimum Balance Required
On
commencement of the account CCAvenue will retain the
first Rs 1000/- as a minimum balance requirement for
keeping your account in live mode, in the same way as a
bank account operates. Subsequently all and any amount
over this will automatically get paid out. |
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| Note: |
Payment Cycle
You have 12
days from the receipt of the orders to execute and
capture the order amounts. If your business model
demands that you capture the amount in advance for
future delivery i.e. a period beyond 12 days from
receipt of the order, and your customer is explicitly
agreeable to this, then you may do so before the 12th
day. Orders not captured will not be reflected in your
account after this.
Orders can be accessed by
logging into your CCAvenue Account with the username and
password registered on sign-up. All orders
shipped/executed until Thursday midnight IST are
processed for payment the following day. Transactions
are then paid-out to your designated bank account by
depositing cheques in Mumbai to your bank account(if
your bank permits it) or by sending you a Citibank at
par cheque, en cashable in your city, by courier to reach
you no later than the next Monday or Tuesday. |
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- Set Up fee
is a one time fee only.
- Facility to
upgrade from economy scheme to premium scheme by
paying the difference in set up fees. No changes to be
made at your end.
- Shopping
Cart and other services available to both
schemes.
- Both
Schemes to have access to complete online Sub Merchant
Account Management , with a central reporting facility
on every transaction. This includes reports on sales,
credits, voids to support non-repudiation, balancing,
portal settlement reporting, processor settlement
reporting and other back office functions.
- Visibility
into transaction level information is protected by
passwords.
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